Country CFO (Admin) / EAJ Credit Leader (Function)
Position Description
The credit analyst position is accountable for the entire credit review process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing Company revenue and minimizing bad debt losses.
Principle Accountabilities
MANAGEMENT
Maintain a department organizational structure sufficient to meet all goals and objectives
Properly motivate the credit and collections staff
Measure department performance with appropriate metrics
Provide for ongoing training of the credit staff
Manage relations with the sales department
Manage relations with credit insurance providers
Manage relations with credit reporting agencies
Manage relations with collection agencies
CREDIT OPERATIONS
Create/Maintain a credit scoring model
Perform periodic credit reviews using credit scoring model
Monitor the credit granting and updating process
Accept or reject the staff's credit recommendations
Personally investigate the largest customers credit applications
Personally visit the largest customers with Sales to establish relations
Monitor deductions being taken by customers
Manage the application of late fees
Monitor rebates and discounts to customers
Monitor slow payments on customer going into liquidation/debt recovery
Manage the corporate financing program
REPORTING
Maintain the Corporate Credit policy
Recommend changes/enhancement in the credit policy to Credit Leader EAJ
Maintain the Chart of Authority (CoA)
Manage customer credit profile and files in SE systems.
